Transforming Digital Lending with Intelligent Technology
P2L enables banks, NBFCs, and financial institutions to automate loan origination, underwriting, customer onboarding, and loan management through AI-powered digital platforms.
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An innovative FinTech company built for digital transformation
P2L delivers secure, scalable, cloud-native lending solutions that accelerate digital transformation for banks, NBFCs and financial institutions — replacing paperwork and manual workflows with intelligent automation.
Innovation
Constantly advancing our AI and automation capabilities.
Trust & Security
Bank-grade infrastructure and compliance by design.
Customer Success
Dedicated enterprise support at every stage.
Scalability
Multi-tenant architecture built to grow with you.
Everything you need to run a modern lending business
From origination to collections, P2L covers every stage of the digital lending lifecycle.
Loan Origination (LOS)
Configurable, multi-product application journeys from application to sanction.
Loan Management (LMS)
End-to-end servicing — disbursement, repayments, restructuring and closure.
Digital KYC
Aadhaar eKYC, CKYC and PAN verification built into onboarding.
AI Credit Decision Engine
Score-driven, rule-based underwriting with explainable decisions.
Risk Assessment
Bureau-integrated scoring and portfolio-level risk monitoring.
Collections Management
DPD-based bucketing, agent allocation and automated follow-ups.
Workflow Automation
Configurable approval chains and maker-checker controls.
Document Management
Centralized, versioned document repository with OCR-based indexing.
Digital Agreements
E-stamping and e-signature integrated loan agreements.
API Banking
Open, well-documented REST APIs for core banking integrations.
Payment Integration
NACH, UPI and card gateway integrations for repayment.
Customer Onboarding
Guided digital onboarding with e-signatures and status tracking.
A complete product suite for digital lending
Purpose-built applications for every user in your lending ecosystem.
Digital Lending Platform
The core system of record for origination, underwriting and servicing.
Mobile Loan App
Customer-facing app for applications, repayments and document upload.
Customer Portal
Self-service web portal for statements, EMI schedules and support.
Field Collection App
Offline-capable mobile app for field agents and collection routes.
Admin Dashboard
Operational control center for underwriters, ops and compliance.
Analytics Dashboard
Portfolio, delinquency and business performance analytics.
Partner Portal
Co-lending and DSA partner interface for referrals and payouts.
Document Repository
Secure, versioned storage for KYC, agreements and collateral.
Notification Engine
SMS, email and WhatsApp triggers across the loan lifecycle.
API Gateway
Unified, secured API layer for internal and partner integrations.
Built for scale, security and speed
Let's talk about your lending operation
Tell us a bit about your organisation and we'll get back to you within one business day.
Office Address
P2L Financial Technologies
12, Shiv Marg, Kirti Nagar, Shyam Nagar
Jaipur, Rajasthan 302019
Phone
+91 9468970152
consulting@p2l.co.in
Ready to modernize your lending operations?
Talk to our team about deploying P2L across your loan book.